Keep the batteries somewhere that has air conditioning. (Just the batteries, you can keep the bare tools anywhere) Charge them ever couple of months, even if the battery packs have not been used.
Batteries do not like heat.
Most li-ion packs have a chip that permanently disables the pack if voltage drops below a certain level. The batteries do self discharge a little over time, so don't let partly discharged packs sit for long periods of time.
When the tool stops working, charge the battery pack that day.
Home Depot has a sale a couple times a year on two packs.
I find the more batteries I have, the harder it is to keep on top of them.
Use a VOM to check their state of charge.